25 questions to get you started in planning interview questions involving officials from entities like the SEC, OCC, FDIC, CFPB, BIS, FCA, ESMA, and MAS:
AI in Finance
How are financial regulators approaching the oversight of AI and machine learning in financial services?
Do you believe current regulatory frameworks are sufficient to manage the risks posed by generative AI?
How do you ensure algorithmic decision-making does not result in discriminatory or biased financial outcomes?
Are you developing any AI-specific guidance or sandbox environments for financial institutions?
What role should regulators play in setting standards for explainability and transparency in AI models?
Cybersecurity Regulation
How are financial regulators coordinating on cybersecurity threats across jurisdictions and sectors?
Do you support mandatory breach disclosures for financial institutions using third-party cloud services?
What are the biggest cyber risks you see facing the financial system today?
How is the regulatory perimeter evolving to address cybersecurity risks in fintech and DeFi platforms?
Are regulators adequately resourced to oversee cyber and tech resilience in the private sector?
Third-Party and Operational Risk
What new rules are being considered to address operational risks from third-party vendors, especially cloud providers and AI vendors?
How do regulators assess systemic risk introduced by concentration in cloud service providers?
Are you considering frameworks for certifying the cybersecurity of outsourced service providers?
Financial System Stability & AI
Can AI exacerbate procyclicality or systemic risk in trading and credit underwriting?
How do regulators plan to monitor and mitigate model contagion from widespread use of similar AI models?
Is AI accelerating the speed at which market disruptions can spread?
Supervisory Technology
How are regulators using AI and machine learning to enhance their own supervisory capabilities?
Are there safeguards in place to prevent AI used in supervision from becoming a black box itself?
What are the biggest challenges you face in adopting AI responsibly within your agency?
Regulatory Innovation & Collaboration
Are there plans for global coordination on AI governance in financial markets?
What lessons have regulators learned from past technology booms that are shaping current AI oversight?
Do you see a need for a global framework similar to Basel for AI risk in finance?
Consumer Protection
How are regulators protecting consumers from opaque or manipulative AI-driven financial products?
What concerns do you have about AI-enabled fraud and identity theft in consumer finance?
Accountability & Transparency
Who is ultimately accountable when an AI system in a financial firm causes harm—developer, user, or the firm?
